:root{
  --navy:#101e38; --navy-2:#1a2d52; --gold:#c9a96e; --gold-2:#e2c995; --ivory:#f4efe4; --mist:#aeb8cb;
  --ink:#1d2433; --sub:#5a6476; --line:#e2e6ee; --field:#c5ccd8; --paper:#ffffff; --bg-soft:#f7f5f0;
  --ok:#1f6f4a; --warn:#b42318;
  --f-display:"Hahmlet","Noto Serif KR",serif;
  --f-body:"Pretendard Variable",Pretendard,-apple-system,"Apple SD Gothic Neo","Malgun Gothic",sans-serif;
}
*{box-sizing:border-box}
html{background:var(--navy)}
body{margin:0;background:var(--navy);background-image:radial-gradient(110% 40% at 50% -10%,#1f3866 0%,transparent 60%);
  color:var(--ivory);font:15px/1.6 var(--f-body);-webkit-font-smoothing:antialiased;word-break:keep-all}
a{color:inherit}
.wrap{max-width:560px;margin:0 auto;padding:28px 16px 40px}
.top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:22px}
.top a{text-decoration:none;font-size:13px;color:var(--mist)}
.top a:hover{color:var(--gold-2)}
.brand{font:600 11px/1 var(--f-body);letter-spacing:.32em;color:var(--gold)}
.head{margin:0 0 18px}
.head .kicker{font-size:12px;letter-spacing:.14em;color:var(--gold)}
.head h1{margin:6px 0 6px;font:600 27px/1.25 var(--f-display);letter-spacing:-.02em}
.head p{margin:0;color:var(--mist);font-size:14px;line-height:1.6}

.card{background:var(--paper);color:var(--ink);border-radius:12px;overflow:hidden;box-shadow:0 18px 32px -18px rgba(0,0,0,.7)}
.card + .card{margin-top:14px}
.card .in{padding:18px 18px 20px}
.sec{margin:18px 0 2px;padding-top:14px;border-top:1px solid var(--line);font-size:12px;font-weight:700;letter-spacing:.08em;color:#8a6d3b}
.sec:first-child{margin-top:0;padding-top:0;border-top:0}
label.f{display:block;margin:12px 0 4px;font-weight:700;font-size:15px}
label.f small{display:block;font-weight:400;color:var(--sub);font-size:12.5px;margin-top:1px}
.unit{position:relative}
.unit input{padding-right:52px}
.unit::after{content:attr(data-u);position:absolute;right:12px;top:50%;transform:translateY(-50%);font-size:13px;color:var(--sub);pointer-events:none}
input[type=number],input[type=text],select{width:100%;padding:11px 12px;border:1px solid var(--field);border-radius:8px;font:16px var(--f-body);background:#fff;color:var(--ink);font-variant-numeric:tabular-nums}
input:focus,select:focus{outline:2px solid var(--gold);outline-offset:1px;border-color:var(--gold)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.chk{display:flex;gap:9px;align-items:flex-start;margin:12px 0 0;font-size:14.5px}
.chk input{margin-top:4px;width:17px;height:17px;flex:none}
.btn{display:block;width:100%;margin-top:18px;padding:13px;border:0;border-radius:9px;background:var(--navy);color:var(--ivory);font:700 16px var(--f-body);cursor:pointer}
.btn:hover{background:var(--navy-2)}
.err{color:var(--warn);font-size:14px;margin-top:10px}

.out{border-top:3px solid var(--gold);background:var(--bg-soft)}
.out .in{padding-top:16px}
.big{display:flex;flex-direction:column;gap:2px;margin-bottom:12px}
.big .l{font-size:13px;color:var(--sub)}
.big .v{font:700 28px/1.2 var(--f-body);letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.big .v.plus{color:var(--warn)} .big .v.minus{color:var(--ok)}
table.t{width:100%;border-collapse:collapse;font-size:14.5px}
table.t td{padding:7px 2px;border-bottom:1px solid var(--line);vertical-align:top}
table.t td:last-child{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums;padding-left:10px}
table.t tr.sum td{font-weight:800;border-bottom:0;padding-top:10px}
table.t tr.sub td{color:var(--sub);font-size:13px}
table.cmp td:nth-child(2),table.cmp td:nth-child(3){text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}
table.cmp th{font-size:12.5px;color:var(--sub);text-align:right;font-weight:600;padding:4px 2px;border-bottom:1px solid var(--line)}
table.cmp th:first-child{text-align:left}
.say{margin:14px 0 0;padding:12px 14px;border-left:3px solid var(--gold);background:#fff;font-size:14px;line-height:1.65;border-radius:0 8px 8px 0}
.say b{color:#7a5b22}

.cta{margin-top:16px;padding:16px;border-radius:10px;background:var(--navy);color:var(--ivory)}
.cta .ct{font-weight:700;font-size:15px}
.cta .cd{font-size:13px;color:var(--mist);margin:3px 0 12px;line-height:1.55}
.cta .bs{display:grid;grid-template-columns:1fr;gap:8px}
.cta a,.cta button{display:flex;align-items:center;justify-content:center;gap:8px;min-height:46px;padding:10px 12px;border-radius:8px;font:700 14.5px var(--f-body);text-decoration:none;cursor:pointer;border:0}
.cta .kk{background:#fee500;color:#191600}
.cta .qa{background:transparent;color:var(--gold-2);border:1px solid rgba(201,169,110,.55)}
.cta .cp{background:transparent;color:var(--mist);border:1px dashed rgba(174,184,203,.4);font-weight:600}
.cta .priv{font-size:11.5px;color:var(--mist);margin-top:10px;line-height:1.5;opacity:.85}

.note{margin-top:16px;font-size:12.5px;color:var(--mist);line-height:1.7}
.note b{color:var(--ivory);font-weight:600}
.note ul{margin:6px 0 0;padding-left:18px}
.foot{margin-top:28px;padding-top:16px;border-top:1px solid rgba(174,184,203,.18);font-size:12px;color:var(--mist);text-align:center;line-height:1.6}
.foot a{color:var(--gold-2);text-decoration:none}

/* hub */
.list{display:flex;flex-direction:column;gap:10px}
.item{display:flex;gap:14px;align-items:center;padding:16px;border:1px solid rgba(201,169,110,.35);border-radius:10px;text-decoration:none;
  background:linear-gradient(180deg,rgba(201,169,110,.10),rgba(201,169,110,.02));transition:transform .2s,border-color .2s}
.item:hover,.item:focus-visible{transform:translateY(-2px);border-color:var(--gold)}
.item .n{flex:none;width:34px;font:500 13px/1 var(--f-display);color:var(--gold)}
.item .b{flex:1;min-width:0}
.item .tt{display:block;font-weight:700;font-size:16px}
.item .dd{display:block;font-size:13px;color:#c3cbd9;margin-top:2px;line-height:1.45}
.item .tg{display:inline-block;margin-top:6px;font-size:11px;color:var(--gold-2);border:1px solid rgba(201,169,110,.4);border-radius:999px;padding:1px 8px}
.item .go{flex:none;color:var(--gold)}
.kakao-band{margin-top:22px;display:flex;align-items:center;gap:12px;padding:14px 16px;border-radius:10px;background:#fee500;color:#191600;text-decoration:none}
.kakao-band b{display:block;font-size:15px}
.kakao-band span{font-size:12.5px;opacity:.8}
.kakao-band .go{margin-left:auto;font-size:18px}
.row2 .fld{display:flex;flex-direction:column}
.row2 .fld label.f{flex:1}
.chips{display:flex;gap:8px;flex-wrap:wrap;margin:0 0 14px}
.chip{padding:7px 14px;border-radius:999px;border:1px solid rgba(201,169,110,.45);background:transparent;color:var(--gold-2);font:600 13.5px var(--f-body);cursor:pointer}
.chip[aria-pressed="true"]{background:var(--gold);color:var(--navy);border-color:var(--gold)}
.item.req{border-style:dashed;background:transparent}
.item[hidden]{display:none}